New Merchant (Extended)

Type:    Form
Description: Provides access to creation of a new merchant and configuration of processing, remittance and deposit settings. This form as opposed to regular New Merchant form should be used in cases where extended merchant configuration is necessary at the moment of merchant setup.
Items:

Reset Defaults
Allows to reset the default information.
Save
Saves all changes on the form.
Close
Closes the form without saving any changes.

Create Merchant Settings

Includes settings that regulate the creation of Merchant and allows to define final recipient to send email with new user credentials.
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Send agreement to Merchant
Allows to send Merchant Agreement to the creator for activating the merchant.
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Create User
Indicates that a new user should be created as a part of Merchant setup process and associated with this Merchant.
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Configure Remittance
Allows to use remitter's configurations for transactions processing
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Send Merchant Info to
Allows to select the adress of the merchant information receiver.
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User
Allows to send the information to the user directly.
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Creator
Allows to send the information to the creator of the account.
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Both
Allows to send the information to both: the user and the creator.
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None
Allows not to send the information to creator or to user.
Send User Info to
Allows to select the adress of the user information receiver.
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User
Allows to send the information to the user directly.
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Creator
Allows to send the information to the creator of the account.
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Both
Allows to send the information to both: the user and the creator.
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None
Allows not to send the information to creator or to user.

Merchant

Includes general information about the Merchant including contact information and settings.

Hierarchy

Includes hierarchy information of the Merchant.
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Portfolio
Reference to the entity that represents the portfolio attached to the merchant.

References: Merchant.Portfolio FK
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Reseller
Reference to the entity that represents the reseller associated with the merchant.

References: Merchant.Reseller FK
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Reset Defaults
Allows to apply selected reseller settings to the merchant.

Profile

Includes profile information of the Merchant.
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Accounts:
Defines whether it is a multi-location / multi-terminal or single-location / single-terminal merchant.
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Single
If this flag is activated, everything is configured at the merchant level. Other parameters in the profile are ignored.
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Multiple
If this flag is activated, multiple accounts are setup. The settings are configured based on the remaining parameters within the profile.
Tax IDs:
Defines whether a single federal tax ID is used for all locations or whether separate tax IDs are specified for each location.
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Single
A legal entity owning the tax ID is represented with a merchant. Background verification is done on merchant level.
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Multiple
A legal entity owning the tax ID is represented with an account. Bbackground verification is done on account level.
Descriptors:
Is the text that appears on cardholder’s statement and explains the nature of a charge. Defines the desired number of descriptors (soft descriptors) to use for transactions processing.
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Single
Single descriptor is used for all transactions. Single merchant ID (MID) is required for processing.
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Multiple
Multiple descriptors are necessary for the majority of processors. Multiple MIDs are required for processing - one MID per descriptor.
Deposit Accounts:
Defines the number of deposit accounts to use for remittance.
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Single
All the remittance settings are configured on the merchant level. Regardless of the number of MIDs all of the money is funded to a single deposit account regardless of the number of merchant accounts used.
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Multiple
All the remittance settings are configured on the merchant account level. The money processed to each merchant account is funded separately in a separate deposit account.
Recurring Fees:
Defines how the monthly fees are charged.
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Per Merchant
This type of fee is charged only once regardless of merchant accounts number.
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Per Account
This type of fees is charged for each account setup under a merchant.

General

Includes general information about the Merchant.
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ID
Internal identifier of a Merchant Account "Submerchant" within the system. For more see Merchant Account Code.
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Get Next Number
Allows to receive the next available merchant or merchant account number in the system.
Code
Unique identifier of the merchant generated by the gateway.

References: Merchant.id
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Get Next Code
Allows to receive the next available merchant or merchant account code in the system.
Name
The DBA name of the merchant.

References: Merchant.name
Create Date
Date when the record was created.

References: Merchant.createDate
Active
Indicates whether the record is active and can process through the system.

References: Merchant.isActive
Time Zone
Time zone of a merchant.

References: Merchant.timeZone
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Time Zone
Time zone of a merchant.

References: Merchant.Time Zone Code
Password
Merchant's password for transaction processing API. This value in combination with Merchant Code serves as a set of credentials to authenticate the submitter of a transaction.

References: Merchant.password
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Enter
Allows to enter a merchant password.
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Generate
Allows to generate the unique merchant password.
FTP Access Required
Indicates whether an FTP folder associated with the merchant should be created.

Contact Information

Includes contact information of merchant to be used to discuss any processing issues.
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Contact Name
Name of the primary business contact for the merchant.

References: MerchantContactInfo.contactName
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Street 1
Street address (line 1) of the Merchant's postal address.

References: MerchantContactInfo.street1
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Street 2
Street address (line 2) of the Merchant's postal address.

References: MerchantContactInfo.street2
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City
City of the Merchant's postal address.

References: MerchantContactInfo.city
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Country
Country code of the merchant.

References: MerchantContactInfo.countryCode
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State/Province/Region
State of the Merchant's postal address.

References: MerchantContactInfo.state
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ZIP Code/Postal Code
ZIP code of Merchant's postal address.

References: MerchantContactInfo.zipCode
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Phone
Merchant's contact phone.

References: MerchantContactInfo.phone
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Fax
Merchant's fax number.

References: MerchantContactInfo.fax
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Email
Merchant's contact email.

This value is used to send remittance statements.

References: MerchantContactInfo.email

Settings

Includes set of available additional functions to monitor merchant's activity.
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Batch Review Required
Indicates whether the explicit approval of a user is required to process a batch, submitted into UniCharge.

References: Merchant.Is Batch Review Required
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Blacklist Policy
Enumeration of possible blacklist policy types available in the system.

References: Merchant.Blacklist Policy CL
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Channel
Reference to the entity that represents the channel.

References: Merchant.Channel FK
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Fee Processor
Reference to the entity that reresents processor's fee.

References: Merchant.Fee Processor FK
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Merchant Statement Review Require...
Indicates whether an explicit approval is required before merchant statement is processed.

References: MerchantRemittanceInfo.isMerchantStatementReviewEnabled
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Reseller Statement Review Require...
Indicates whether an explicit approval is required before reseller statement is processed.

References: MerchantRemittanceInfo.isResellerStatementReviewEnabled
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Remitter
Reference to a merchant that contains settings necessary to execute remittance operations.

References: Merchant.Remitter FK

Business Info

Includes business information settings.
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Legal Name
The legal name of the company.

References: BusinessInfo.legalName
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Federal Tax ID
Federal Tax identifier of the company.

References: BusinessInfo.federalTaxId
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Contract Begin Date
References: BusinessInfo.contractBeginDate
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Contract End Date
References: BusinessInfo.contractEndDate

Merchant Account

Includes general information about Merchant Account, its contact information and configuration.

General

Includes general information about Merchant Account.
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ID
Internal identifier of a Merchant Account "Submerchant" within the system. For more see Merchant Account Code.
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Get Next Number
Allows to receive the next available merchant or merchant account number in the system.
Code
Unique identifier of the merchant generated by the gateway.

References: Merchant.id
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Get Next Code
Allows to receive the next available merchant or merchant account code in the system.
Name
The DBA name of the merchant.

References: Merchant.name
Create Date
Date when the record was created.

References: Merchant.createDate
Active
Indicates whether the record is active and can process through the system.

References: Merchant.isActive
Time Zone
Time zone of a merchant.

References: Merchant.timeZone
Time Zone
Time zone of a merchant.

References: Merchant.Time Zone Code

Contact Information

Includes contact information of merchant account to be used to discuss any processing issues.
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Copy From
Allows to copy the contact information from the selected source.
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Contact Name
Name of the primary business contact for the merchant.

References: MerchantContactInfo.contactName
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Street
Street address (line 1) of the Merchant's postal address.

References: MerchantContactInfo.street1
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Street 2
Street address (line 2) of the Merchant's postal address.

References: MerchantContactInfo.street2
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City
City of the Merchant's postal address.

References: MerchantContactInfo.city
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State/Province/Region
State of the Merchant's postal address.

References: MerchantContactInfo.state
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Zip Code/Postal Code
ZIP code of Merchant's postal address.

References: MerchantContactInfo.zipCode
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Country
Country code of the merchant.

References: MerchantContactInfo.countryCode
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Phone
Merchant's contact phone.

References: MerchantContactInfo.phone
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Fax
Merchant's fax number.

References: MerchantContactInfo.fax
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Email
Merchant's contact email.

This value is used to send remittance statements.

References: MerchantContactInfo.email

Terminals

Includes various settings for creating one or more terminals for test purposes.

Enter Terminal ID Range

Includes terminal ID range.
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From
Minimum value of terminal ID range.
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To
Maximum value of terminal ID range.

Details

Includes detailed information about terminals associated with this merchant.
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Type
Reference to the entity that represents enumeration of possible types of terminal.

References: .type
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Automated Fuel Pump
Automated fuel dispenser with in-built terminal.
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Kiosk
Small physical structure (often including a computer and a display screen), developed specifically for payment use.
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General POS
Electronic device used to process card payments at retail locations.
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Virtual
Virtual (online) terminal.

Configuration

Includes preconfigured set of profiles that represent a common combination of profile configuration for the given set of merchant that are serviced by the company.
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[configurations list]
The list of the available configurations profiles of which may be further customized.
Depending on the type of profile chosen - the corresponding list of settings is available.

Decryption

Includes options for selecting an appropriate decryption key.
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Decryption key
Allows to select an appropriate decryption key.

Account Group

Includes general information about Merchant Account Group, its contact information and configuration.

Bank Information

Includes deposit information of merchant/merchant account "submerchant" used in remittance process.
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Holder Name
Name of a payment card or bank account holder. The value is a concatenation of the firstName and lastName field values separated by a space.

Full name of the account holder, where remittance deposits are directed.

References: MerchantDepositInfo.holderName
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Account #
When update (modify) action is performed, the real bank account information has to be supplied for this field. When the information is requested for reading (load), the masked value will be returned instead for security purposes.

Masked account number (last four digits) of the bank account associated with the merchant account group.

References: MerchantDepositInfo.accountNumber
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Routing #
When update (modify) action is performed, the real routing number information has to be supplied for this field. When the information is requested for reading (load), the masked value will be returned instead for security purposes.

Masked routing number (last four digits) of the bank account associated with the merchant account group.

References: MerchantDepositInfo.routingNumber
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Token
Value, issued by the internal tokenization system that replaces actual bank account and routing number. Using that value system can obtain the real bank account number and routing number to process.

References: MerchantDepositInfo.tokenCode

Refund Reserve

Includes general information about Merchant's Refund Reserve.
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Enabled
Indicates whether chargeback reserve is enabled. If not enabled, money will not be withheld in the reserve.

References: MerchantChargebacksReserve.isEnabled
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Required Amount
Amount of the reserve that the system needs to maintain. See Reserves definition for additional information.

References: MerchantRefundsReserve.requiredAmount
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Collected Amount
Note: This field is read-only and cannot be modified.

Amount of the reserve that the system managed to collect at the time of the last remittance. See Reserves definition for additional information.

References: MerchantRefundsReserve.collectedAmount
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Remaining Amount
Note: This field is read-only and cannot be modified.

Amount of money, against which refunds can be made. See Reserves definition for additional information.

References: MerchantRefundsReserve.remainingAmount

Bank Card Reserve

Includes information about merchant's bank card reserve to cover potential chargebacks.
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Enabled
Indicates whether bank card reserve is enabled.
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Required Amount
Amount of money that must be maintained as chargebacks reserve. Requested amount gets dynamically adjusted as time progresses and processing volume changes. The requested amount should never drop below the minimum amount. See Reserves definition for additional information.

References: MerchantChargebacksReserve.requiredAmount
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Collected Amount
Note: This field is read-only and cannot be modified.

Amount of money available in the reserve after the last remittance happened. See Reserves definition for additional information.

References: MerchantChargebacksReserve.collectedAmount
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Min Amount
Minimum amount of money that must be held in reserve at all times. See Reserves definition for additional information.

References: MerchantChargebacksReserve.minimumAmount
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Rate
Percentage of total transaction volume that should be retained as reserve. Using this rate and the Chargeback Reserve Period the requested amount of chargeback reserve is dynamically calculated and adjusted on each remittance. See Reserves definition for additional information.

References: MerchantChargebacksReserve.rate
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Period
Time period in days, used to determine the requested amount of the reserve. See Reserves definition for additional information.

References: MerchantChargebacksReserve.period

ACH Reserve

Includes general information about Merchant's Return Reserve to cover potential ACH returns.
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Enabled
Indicates whether return reserve is enabled. If not enabled, money will not be withheld in the reserve.

References: MerchantReturnsReserve.isEnabled
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Required Amount
Amount of money for ACH returns that must be maintained as chargebacks reserve. Requested amount gets dynamically adjusted as time progresses and processing volume changes. The requested amount should never drop below the minimum amount. See Reserves definition for additional information.

References: MerchantReturnsReserve.requiredAmount
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Collected Amount
Note: This field is read-only and cannot be modified.

Amount of money for ACH returns available in the reserve after the last remittance happened. See Reserves definition for additional information.

References: MerchantReturnsReserve.collectedAmount
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Min Amount
Minimum amount of money for ACH returns that must be held in reserve at all times. See Reserves definition for additional information.

References: MerchantReturnsReserve.minimumAmount
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Rate
Percentage of total transaction volume that should be retained as reserve for ACH returns. Using this rate and the Return Reserve Period the requested amount of return reserve is dynamically calculated and adjusted on each remittance. See Reserves definition for additional information.

References: MerchantReturnsReserve.rate
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Period
Time period in days, used to determine the requested amount of the reserve. See Reserves definition for additional information.

References: MerchantReturnsReserve.period

Merchant Fees

Includes merchant fees related options.
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Pricing Policy
Code of the used fee template.

References: Merchant Account Group.Fee Template Code
I have checked Merchant Profile settings (Single vs Multiple) and confirm that everything is correct
Confirmation of the merchant profile settings information.
Save
Saves all changes on the form.
Close
Closes the form without saving any changes.

Type

Includes information about the type of merchant account.
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Merchant
Indicates that the type of a merchant that is going to be created is merchant.
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Affiliate
Indicates that the type of a merchant that is going to be created is affiliate.
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Remitter
Indicates that the type of a merchant that is going to be created is remitter.
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Fee Processor
Indicates that the type of a merchant that is going to be created is fee processor.
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Reseller
Indicates that the type of a merchant that is going to be created is reseller.