| Code | Message | Description | 
|---|---|---|
| 00 | AVS Error - Retry, System unavailable or Timed out | A system error prevented any verification of street address or postal code. | 
| 40 | Address not available (Address not verified) | The card-issuing bank received the address but did not verify whether it was correct. This typically happens if the processor declines an authorization before the bank evaluates the address. | 
| 43 | Street address not available (not verified), ZIP matches | The card-issuing bank received the street address but did not verify whether it was correct. ZIP code matches. | 
| 44 | Address failed | Address verification has failed. | 
| 45 | Street address and ZIP don't match | Both street address and ZIP code provided do not match the information on file with the cardholder's bank. | 
| 46 | Street address doesn't match, 5-digit ZIP matches | Provided street address does not match the information on file with the cardholder's bank, but 5-digit ZIP code matches. | 
| 47 | Street address doesn't match, 9-digit ZIP matches | Provided street address does not match the information on file with the cardholder's bank, but 9-digit ZIP code matches. | 
| 4A | Street address or ZIP doesn't match | Street address or ZIP code provided does not match the information on file with the cardholder's bank. | 
| 4D | Street address matches, ZIP does not | Provided ZIP code does not match the information on file with the cardholder's bank, but street address matches. | 
| 4E | Street address and 5-digit ZIP match | Both street address and 5-digit ZIP code provided match the information on file with the cardholder's bank. | 
| 4F | Street address and ZIP match | Both street address and ZIP code provided match the information on file with the cardholder's bank. | 
| 53 | Account holder name incorrect, billing postal code matches | Provided account holder name does not match the information on file with the cardholder's bank, but billing postal code matches. | 
| 55 | Unrecognized response | Account holder name, billing address and postal code are all incorrect. | 
| 5C | Account holder name incorrect, billing address matches | Provided account holder name does not match the information on file with the cardholder's bank, but billing address matches. | 
| 5F | Account holder name incorrect, billing address and postal code match | Provided account holder name does not match the information on file with the cardholder's bank, but both billing address and postal code matches. | 
| 70 | Account holder name matches | Provided account holder name matches the information on file with the cardholder's bank. | 
| 73 | Account holder name and billing postal code match | Both account holder name and billing postal code provided match the information on file with the cardholder's bank. | 
| 7C | Account holder name and billing address match | Both account holder name and billing address provided match the information on file with the cardholder's bank. | 
| 7F | Account holder name, billing address and postal code match | All of the information provided match the information on file with the cardholder's bank. | 
| 80 | AVS service not supported by issuer - Issuer doesn't participate in AVS | AVS information was provided but the card-issuing bank does not participate in address verification. | 
| C0 | AVS not performed | AVS verification has not been performed. | 
| Code | Message | Description | 
|---|---|---|
| M | Matches | The CSC provided matches the information on file with the cardholder's bank. | 
| N | Not matches | The CSC provided does not match the information on file with the cardholder's bank. | 
| P | Not processed | CSC has not been processed. | 
| S | Should be present | Issuer indicates that CSC data should be present on the card, but the merchant has indicated data is not present on the card. | 
| U | Issuer is not certified | (1) Unknown issuer; (2) issuer is not certified for CSC; (3) issuer has not provided Visa/MasterCard with the CSC encryption keys. | 
| X | Unrecognized reason | Error: response is unknown or unrecognized. | 
| Code | Type | Message | EON Payments Code | 
|---|---|---|---|
| 30 | Good | AP AUTH-ONLY | A01 | 
| 51 | Good | OK | A01 | 
| 33 | Good | APPROVED | A01 | 
| 56 | Good | OK DB XXXX/XXXX | A01 | 
| 9 | Good | APP WITH ID | A01 | 
| 1 | Good | Approved | A01 | 
| 29 | Good | AP NOT CAPTURED | A01 | 
| 7 | Good | REVERSED | A03 | 
| 6 | Soft | DECLINE | D01 | 
| 117 | Soft | FRAUD RTRN CARD | D01 | 
| 0 | Soft | UNKNOWN | D01 | 
| 14 | Hard | INVLD EXP DATE | D02 | 
| 106 | Soft | NEGATIVE BAL | D03 | 
| 116 | Soft | INSUF FUNDS | D03 | 
| 5 | Hard | PICK UP | D04 | 
| 38 | Hard | INVALID CARD | D05 | 
| 12 | Hard | INVLD ACCT | D06 | 
| 41 | Hard | ACCT TYPE INVLD | D06 | 
| 31 | Hard | INV BANK | D06 | 
| 15 | Soft | PIN INVALID | D07 | 
| 8 | Soft | DECLINE-CV2 FAI | D08 | 
| 18 | Soft | AP DUPE | D09 | 
| 133 | Soft | RESPONSE RESENT | D09 | 
| 115 | Hard | LOST CARD | D10 | 
| 40 | Soft | INVALID POS CARD | D12 | 
| 104 | Soft | CAN NOT ACCEPT | D12 | 
| 16 | Soft | SERV NOT ALLOWED | D12 | 
| 37 | Soft | UNAUTH USER | D12 | 
| 50 | Soft | EXCEEDS MAX USES | D15 | 
| 103 | Hard | CARD EXPIRED | D16 | 
| 13 | Soft | PLEASE RETRY | D17 | 
| 11 | Soft | INVLD AMOUNT | D18 | 
| 49 | Soft | EXCEEDS MAX AMT | D18 | 
| 17 | Soft | MAX PIN RETRIES | D21 | 
| 26 | Soft | NO DUP FOUND | D26 | 
| 58 | Hard | VOID ERROR | D27 | 
| 35 | Hard | DB UNAVAIL 03 | D27 | 
| 27 | Hard | INVALID DATA | D27 | 
| 19 | Hard | NETWORK UNAVAIL | D27 | 
| 48 | Hard | SCAN UNAVAILABLE | D27 | 
| 119 | Hard | CARD DEACTIVATED | D27 | 
| 134 | Hard | BATCH IS CLOSED | D27 | 
| 22 | Hard | INV ITEM NUM | D27 | 
| 109 | Hard | INVALID AUTH NO | D27 | 
| 101 | Hard | CARD NOT FOUND | D27 | 
| 43 | Hard | INVALID FIID | D27 | 
| 114 | Hard | INVALID EST ID | D27 | 
| 25 | Hard | USE DUP THEN BAL | D27 | 
| 46 | Hard | EDC UNAVAILABLE | D27 | 
| 107 | Hard | CANNOT VOID | D27 | 
| 59 | Hard | REC NOT FOUND | D27 | 
| 28 | Hard | NO TRANS FOUND | D27 | 
| 20 | Hard | INV ACCT MATCH | D27 | 
| 112 | Hard | SYSTEM ERROR | D27 | 
| 23 | Hard | ITEM VOIDED | D27 | 
| 110 | Hard | NO AUTH NUMBER | D27 | 
| 102 | Hard | CARD NOT ACTIVE | D27 | 
| 54 | Hard | INV BATCH NBR | D27 | 
| 52 | Hard | INV ACQ REF DATA | D27 | 
| 44 | Hard | VERIFY XXXXXXXXX | D27 | 
| 36 | Hard | DB UNAVAIL 04 | D27 | 
| 57 | Hard | INV REF NO | D27 | 
| 34 | Hard | DB UNAVAIL 02 | D27 | 
| 105 | Hard | ALREADY ACTIVE | D27 | 
| 39 | Hard | ISSUER UNAVAIL | D27 | 
| 118 | Hard | VOUCHER EXPIRED | D27 | 
| 10 | Hard | INVLD REQUEST | D27 | 
| 47 | Hard | DB UNAVAIL 01 | D27 | 
| 21 | Hard | INV AMT MATCH | D27 | 
| 108 | Hard | ALREADY VOIDED | D27 | 
| 60 | Hard | INV APP CODE | D27 | 
| 42 | Hard | INVALID PREFIX | D27 | 
| 113 | Hard | INVLD VOUCHER ID | D27 | 
| 32 | Hard | TRAN TYPE INVLD | D27 | 
| 24 | Hard | MUST BALANCE NOW | D27 | 
| 111 | Hard | INCORRECT DATA | D27 | 
| 55 | Hard | INV BAL/SETL | D27 | 
| 45 | Hard | INVALID LIC | D27 | 
| 3 | Soft | CALL | D30 | 
| 126 | Soft | REFERRED | D30 | 
| 2 | Soft | CALL | D30 | 
| 132 | Soft | PIN PAD CONFIG | D33 | 
| 4 | Soft | INVLD MERCH ID | D33 | 
| 131 | Soft | INACTIV CLI ID | D34 | 
| 127 | Soft | INVALID TERM ID | D34 | 
| 122 | Soft | INVLD MER CITY | D34 | 
| 125 | Soft | INVLD MCC | D34 | 
| 128 | Soft | INACTIV TERM ID | D34 | 
| 120 | Soft | INVLD MER NAME | D34 | 
| 135 | Soft | INVLD MER CFG | D34 | 
| 123 | Soft | INVLD MER STATE | D34 | 
| 130 | Soft | INACTIV DIV ID | D34 | 
| 129 | Soft | INACTIV MER ID | D34 | 
| 121 | Soft | INVLD MER STREET | D34 | 
| 124 | Soft | INVLD MER ZIP | D34 | 
| 53 | Soft | INVALID BATCH | D34 | 
| Code | Message | Description | 
|---|---|---|
| 00 | AVS Error - Retry, System unavailable or Timed out | A system error prevented any verification of street address or postal code. | 
| 40 | Address not available (Address not verified) | The card-issuing bank received the address but did not verify whether it was correct. This typically happens if the processor declines an authorization before the bank evaluates the address. | 
| 43 | Street address not available (not verified), ZIP matches | The card-issuing bank received the street address but did not verify whether it was correct. ZIP code matches. | 
| 44 | Address failed | Address verification has failed. | 
| 45 | Street address and ZIP don't match | Both street address and ZIP code provided do not match the information on file with the cardholder's bank. | 
| 46 | Street address doesn't match, 5-digit ZIP matches | Provided street address does not match the information on file with the cardholder's bank, but 5-digit ZIP code matches. | 
| 47 | Street address doesn't match, 9-digit ZIP matches | Provided street address does not match the information on file with the cardholder's bank, but 9-digit ZIP code matches. | 
| 4A | Street address or ZIP doesn't match | Street address or ZIP code provided does not match the information on file with the cardholder's bank. | 
| 4D | Street address matches, ZIP does not | Provided ZIP code does not match the information on file with the cardholder's bank, but street address matches. | 
| 4E | Street address and 5-digit ZIP match | Both street address and 5-digit ZIP code provided match the information on file with the cardholder's bank. | 
| 4F | Street address and ZIP match | Both street address and ZIP code provided match the information on file with the cardholder's bank. | 
| 53 | Account holder name incorrect, billing postal code matches | Provided account holder name does not match the information on file with the cardholder's bank, but billing postal code matches. | 
| 55 | Unrecognized response | Account holder name, billing address and postal code are all incorrect. | 
| 5C | Account holder name incorrect, billing address matches | Provided account holder name does not match the information on file with the cardholder's bank, but billing address matches. | 
| 5F | Account holder name incorrect, billing address and postal code match | Provided account holder name does not match the information on file with the cardholder's bank, but both billing address and postal code matches. | 
| 70 | Account holder name matches | Provided account holder name matches the information on file with the cardholder's bank. | 
| 73 | Account holder name and billing postal code match | Both account holder name and billing postal code provided match the information on file with the cardholder's bank. | 
| 7C | Account holder name and billing address match | Both account holder name and billing address provided match the information on file with the cardholder's bank. | 
| 7F | Account holder name, billing address and postal code match | All of the information provided match the information on file with the cardholder's bank. | 
| 80 | AVS service not supported by issuer - Issuer doesn't participate in AVS | AVS information was provided but the card-issuing bank does not participate in address verification. | 
| C0 | AVS not performed | AVS verification has not been performed. | 
| Code | Message | Description | 
|---|---|---|
| M | Matches | The CSC provided matches the information on file with the cardholder's bank. | 
| N | Not matches | The CSC provided does not match the information on file with the cardholder's bank. | 
| P | Not processed | CSC has not been processed. | 
| S | Should be present | Issuer indicates that CSC data should be present on the card, but the merchant has indicated data is not present on the card. | 
| U | Issuer is not certified | (1) Unknown issuer; (2) issuer is not certified for CSC; (3) issuer has not provided Visa/MasterCard with the CSC encryption keys. | 
| X | Unrecognized reason | Error: response is unknown or unrecognized. | 
| Code | Type | Message | EON Payments Code | 
|---|---|---|---|
| 30 | Good | AP AUTH-ONLY | A01 | 
| 51 | Good | OK | A01 | 
| 33 | Good | APPROVED | A01 | 
| 56 | Good | OK DB XXXX/XXXX | A01 | 
| 9 | Good | APP WITH ID | A01 | 
| 1 | Good | Approved | A01 | 
| 29 | Good | AP NOT CAPTURED | A01 | 
| 7 | Good | REVERSED | A03 | 
| 6 | Soft | DECLINE | D01 | 
| 117 | Soft | FRAUD RTRN CARD | D01 | 
| 0 | Soft | UNKNOWN | D01 | 
| 14 | Hard | INVLD EXP DATE | D02 | 
| 106 | Soft | NEGATIVE BAL | D03 | 
| 116 | Soft | INSUF FUNDS | D03 | 
| 5 | Hard | PICK UP | D04 | 
| 38 | Hard | INVALID CARD | D05 | 
| 12 | Hard | INVLD ACCT | D06 | 
| 41 | Hard | ACCT TYPE INVLD | D06 | 
| 31 | Hard | INV BANK | D06 | 
| 15 | Soft | PIN INVALID | D07 | 
| 8 | Soft | DECLINE-CV2 FAI | D08 | 
| 18 | Soft | AP DUPE | D09 | 
| 133 | Soft | RESPONSE RESENT | D09 | 
| 115 | Hard | LOST CARD | D10 | 
| 40 | Soft | INVALID POS CARD | D12 | 
| 104 | Soft | CAN NOT ACCEPT | D12 | 
| 16 | Soft | SERV NOT ALLOWED | D12 | 
| 37 | Soft | UNAUTH USER | D12 | 
| 50 | Soft | EXCEEDS MAX USES | D15 | 
| 103 | Hard | CARD EXPIRED | D16 | 
| 13 | Soft | PLEASE RETRY | D17 | 
| 11 | Soft | INVLD AMOUNT | D18 | 
| 49 | Soft | EXCEEDS MAX AMT | D18 | 
| 17 | Soft | MAX PIN RETRIES | D21 | 
| 26 | Soft | NO DUP FOUND | D26 | 
| 58 | Hard | VOID ERROR | D27 | 
| 35 | Hard | DB UNAVAIL 03 | D27 | 
| 27 | Hard | INVALID DATA | D27 | 
| 19 | Hard | NETWORK UNAVAIL | D27 | 
| 48 | Hard | SCAN UNAVAILABLE | D27 | 
| 119 | Hard | CARD DEACTIVATED | D27 | 
| 134 | Hard | BATCH IS CLOSED | D27 | 
| 22 | Hard | INV ITEM NUM | D27 | 
| 109 | Hard | INVALID AUTH NO | D27 | 
| 101 | Hard | CARD NOT FOUND | D27 | 
| 43 | Hard | INVALID FIID | D27 | 
| 114 | Hard | INVALID EST ID | D27 | 
| 25 | Hard | USE DUP THEN BAL | D27 | 
| 46 | Hard | EDC UNAVAILABLE | D27 | 
| 107 | Hard | CANNOT VOID | D27 | 
| 59 | Hard | REC NOT FOUND | D27 | 
| 28 | Hard | NO TRANS FOUND | D27 | 
| 20 | Hard | INV ACCT MATCH | D27 | 
| 112 | Hard | SYSTEM ERROR | D27 | 
| 23 | Hard | ITEM VOIDED | D27 | 
| 110 | Hard | NO AUTH NUMBER | D27 | 
| 102 | Hard | CARD NOT ACTIVE | D27 | 
| 54 | Hard | INV BATCH NBR | D27 | 
| 52 | Hard | INV ACQ REF DATA | D27 | 
| 44 | Hard | VERIFY XXXXXXXXX | D27 | 
| 36 | Hard | DB UNAVAIL 04 | D27 | 
| 57 | Hard | INV REF NO | D27 | 
| 34 | Hard | DB UNAVAIL 02 | D27 | 
| 105 | Hard | ALREADY ACTIVE | D27 | 
| 39 | Hard | ISSUER UNAVAIL | D27 | 
| 118 | Hard | VOUCHER EXPIRED | D27 | 
| 10 | Hard | INVLD REQUEST | D27 | 
| 47 | Hard | DB UNAVAIL 01 | D27 | 
| 21 | Hard | INV AMT MATCH | D27 | 
| 108 | Hard | ALREADY VOIDED | D27 | 
| 60 | Hard | INV APP CODE | D27 | 
| 42 | Hard | INVALID PREFIX | D27 | 
| 113 | Hard | INVLD VOUCHER ID | D27 | 
| 32 | Hard | TRAN TYPE INVLD | D27 | 
| 24 | Hard | MUST BALANCE NOW | D27 | 
| 111 | Hard | INCORRECT DATA | D27 | 
| 55 | Hard | INV BAL/SETL | D27 | 
| 45 | Hard | INVALID LIC | D27 | 
| 3 | Soft | CALL | D30 | 
| 126 | Soft | REFERRED | D30 | 
| 2 | Soft | CALL | D30 | 
| 132 | Soft | PIN PAD CONFIG | D33 | 
| 4 | Soft | INVLD MERCH ID | D33 | 
| 131 | Soft | INACTIV CLI ID | D34 | 
| 127 | Soft | INVALID TERM ID | D34 | 
| 122 | Soft | INVLD MER CITY | D34 | 
| 125 | Soft | INVLD MCC | D34 | 
| 128 | Soft | INACTIV TERM ID | D34 | 
| 120 | Soft | INVLD MER NAME | D34 | 
| 135 | Soft | INVLD MER CFG | D34 | 
| 123 | Soft | INVLD MER STATE | D34 | 
| 130 | Soft | INACTIV DIV ID | D34 | 
| 129 | Soft | INACTIV MER ID | D34 | 
| 121 | Soft | INVLD MER STREET | D34 | 
| 124 | Soft | INVLD MER ZIP | D34 | 
| 53 | Soft | INVALID BATCH | D34 |