<pre-rule id="2000"  isActive="true"  billingCountryCodeList="US, CA, AU"  billingStateCodeList="WA, AL"  issuingCountryCodeList="US, CA, AU"  cardTypeList="Credit, Debit(regulated)"  actionType="A"  operatorType="NU"  amount="100"  userMessage="Test pre-rule response message" />
"<pre-rule id=\"2000\"  isActive=\"true\"  billingCountryCodeList=\"US, CA, AU\"  billingStateCodeList=\"WA, AL\"  issuingCountryCodeList=\"US, CA, AU\"  cardTypeList=\"Credit, Debit(regulated)\"  actionType=\"A\"  operatorType=\"NU\"  amount=\"100\"  userMessage=\"Test pre-rule response message\" />"